Time Money ultimate goal is to replace old job system and increase productivity and people work worldwide.
ABOUT THE PROJECT
Time Money will be first decentralized platform for people to meet, provide different services, coaching, consultation or any other help, which is time or task based.
Unique per minute calculation system and blockchain technology makes platform to be secure and transparent. We will ensure that these meetings between users are mutually beneficiary, great quality and rewarded. All transactions between users will be written in Smart contract-based payment gateway with transactions recorded in Blockchain, which currently is most secure system and open to the world.
Our team consist of highly respected and recognized Latvian entrepreneurs, who came together and are doing first Latvia ICO. CEO Oskars Dombrava has big experience in telecommunications and internet marketing (+10 years) and has been developing and leading project since 2016. Platform logic and workflow was developed in USA, Florida by doing focus groups, consulting advisers from worldwide venture capital and telecom companies. As soon as Blockchain became more popular, we knew it was right next step, as we wanted decentralized on demand service, meeting platform, where users are secure and free.
Currently there is no other application in the market, which allows to provide any skill set on demand and get paid that time calculated per minute basis. Well known on-demand applications are niche orientated, example Uber is for rides, Airbnb is for rentals, however there is no united and decentralized solution. We see that on-demand meeting, job market is growing and real value is time. Current trend worldwide is for people to get out of 9-5 jobs, so our platform is next logical step for that.
Time Money platform will have its internal currency- TMONEY token. TMONEY token will allow users not to depend on banks or any other financial institutions. TMONEY is based on Ethereum protocol and it will be used for all transactions in Time Money platform. TMONEY token is controlled by the Time Money users, which is independent and ruled by the community, so fees will be only for gas to transfer. By using cryptocurrency, it will give people relevant flexibility to use tokens as they want. Since TMONEY is attached to Ethereum, then it will be very easy to convert to any well recognized crypto or fiat currency.
Time Money launch is planned for January 2019 in Florida, USA and later that year in whole US adding state by state, then plan is to scale it up worldwide in following years with local marketing teams. Platform plans to generate profit by third year. Main profit generation will be administration fee for meetings, which will be less than similar platforms like Uber or Airbnb charge. As well we look into possible advertisement on platform for local businesses, which can generate extra revenue in forth year. Till 2025 we plan to make platform worldwide available and integrate other similar platforms via API in ours.
HOW IT WORKS?
WHY BLOCKCHAIN?
Using the power of blockchain technology and Smart contracts, Time Money platform will be able to give users transparency on every transaction without relying on a third party like banks or financial institutions.
Security: Using a blockchain is cryptographically secure – the ledger is distributed across all nodes in the system making hacking near impossible. All of the solidity Ethereum smart contract code used for the token sale and vault account was fully audited by Smart Dec, a firm specialized in Smart Contract Security Audit.
Decentralized: No single authority has control, the network cannot be distorted or manipulated by a single controlling authority.
Privacy: People will be enable people to interact directly and create secure transaction with guarantied privacy and security.
Progressively shift from a centralized architecture to a decentralized network built on Ethereum Network
COMPETITION
TOKEN DISTRIBUTION
TMONEY TOKEN: 0.000237 ETH
Total produced tokens: 400 000 000 TMONEY
Maximum goal (hard cap): 48 000 ETH
Minimum goal (softcap): 8000 ETH
Tokens in sale: 220,000,000 TMONEY
Token price 1 ETH: 4222 TMONEY
Token code: TMONEY
Minimum purchase per one person: 0.1 ETH
Maximum purchase per one person: 12000 ETH
TWO-WAY REVIEWS
Meeting requester rates quality of the meeting and time both parties spent, how close it was to the service initially agreed on meeting.
Meeting provider rates quality of the meeting and time both parties spent, how close it was to agreed service and professionalism of meeting requester.
RATING SYSTEM
User will must have rating above 4,5 stars (out of 5 possible) to be active in our system.
Users with ratings bellow 4,5 stars will be manually reviewed.
We will not tolerate bad rating (bellow 3,5 stars). Users with bad rating will be suspended from our application.
MARKET OPPORTUNITY
FLORIDA’S POPULATION: 20 000 000
COMBINED POPULATION OF BOTH COUNTRIES: 7 797 281
HOUSEHOLD INCOME MIAMI DADE: 51 968
HOUSEHOLD INCOME BROWARD COUNTRY: 49 948
THE FUTURE OF ON-DEMAND ECONOMY
Time Money platform will easily integrate crypto currency in daily people life.
5 billion people don’t have bank accounts and can’t be managed via classical fiat systems, which provide Time Money possibility to grow, as these populations are connected to internet.
Blockchain is growing in popularity- each year there are new blockchain users and Time Money platform will make it easier to convert any other fiat currency in TMONEY tokens by using Coinbase API. We chose Coinbase, as it is very stable and well recognized Exchange Company.
TMONEY will have considerable advantage over other ERC20 tokens, as most of them are not easily convertible to fiat currencies, which are used by most population.
TMONEY token will positively correlate with the number of transactions realized through the payment-processing platform.
For our premium users we will develop TMONEY Credit card, where users will be able to withdraw or pay using credit card. In those cases TMONEY will be converted to fiat currency on backend.
BN $ GIG ECONOMY IN 2018: 900
BN $ FREELANCE MARKET: 100
BN $ FUNDS RAISED BY UBER AND OTHER GIG COMPANIES: 35
SCALE UP PLAN
2019: After successful launch in Florida (critical user base and critical requests), we will add each 2 weeks new state and create promo campaigns there, so by end of 2019 we plan to cover whole USA. For this task we will hire US marketing agency with proven track record.
2020: Plan to launch Time Money platform in European Union. Due to separate country regulations, we expect EU launch to be more complicated than US launch, so we will focus on each country with monthly campaigns. Local marketing agencies for countries will be hired.
2021: Plan is to launch in Russia and Asia, we will seek local CEO or possibility to corporate with existing platforms there to do successful integration in markets there.
2022: Plan is to completely replace all time calculated jobs with integrating them in our platform as more convenient solution.
2023: Plan is to connect at least 25% of world workforce on our platform and distribute FREE mobile devices in development countries where poverty is very big issue and our platform as standard working tool for their economy.
2024: Plan is to connect at least 50% of world workforce on our platform and integrate as well all task based jobs, services in decentralized united world economy.
2025: Plan is to make Time Money worldwide recognized platform for transparent decentralized job, meeting, task and service system.
ROAD MAP
MARCH 2018- WEBSITE & WHITEPAPER LAUNCH
APRIL 2018- BLOCKCHAIN SEMINAR
JUNE 2018- PRE RELEASE CAMPAIGN
JULY 2018- START OF PRE-ICO SALE
SEPTEMBER 2018- PUBLIC ICO
OCTOBER 2018- START OF TIME MONEY DEVELOPMENT
DECEMBER 2018- TIME MONEY BETA LAUNCH
JANUARY 2019- LAUNCH OF TIME MONEY FLORIDA, USA
2019- FULL USA LAUNCH IN ALL STATES
2020- EUROPEAN UNION LAUNCH
2021- RUSSIA AND ASIA LAUNCH
2024- INTEGRATE ALL TIME AND TASK BASED JOBS
2025- WORLDWIDE RECOGNIZED PLATFORM
TOP MANAGERS
OSKARS DOMBRAVA: Chief Executive Officer
Founder and main driving force behind Time Money project
Currently CEO of Web Media Kings internet marketing company
+10 years expierence in Internet marketing worldwide
Worked with companies in US, Canada, UK Contractor for Fortune 500 companies
Certificated in Crypto Center in Moscow
8+ years’ experience in Telecommunications
Certified project manager
AGNIS MELITS: Chief Technical Officer
Certified software programmer
Master degree in Computer systems
+10 year experience as programmer for various projects worldwide
Currently works with projects worldwide in South Africa based company
Very skilled in calculations and software backend and frontend development
MARTINS KAMARS: Creative & Design Director
Creative artist of Time Money
Currently CEO and Founder of MKRiga digital design company
Worked as designer for worldwide recognized brands like Hennessy, Stoli and others
+10 year experience in design
Developed his own T-shirt fashion line
ADVISORS
RUSS MALANGEN: Founder, LX Innovative Solutions
Recently finished an ICO with Acudeen ($35 Million Hard Cap Reached).
Founder, LX Innovative Solutions
Connected World Magazine P10NEERS 2018
Launchgarage
Robotics & IoT Expert
ICO Advisor
JANIS DOMBRAVA: Member of Parliament of Latvia
3 time Member of Parliament of Latvia
Youngest Member of Parliament in Latvia history
Adviser on international job market, economy and growth
Expert in external security
Huge experience with US, Canada, China and other country government officials
ANDRIS STINKA: CEO of Omap.pl
CEO and Founder of OMAP, which is biggest portal in Poland for small business connection with consumers with GPS tracking function
Founder and CEO of Daype.com, one of top 20 classified ads portals in the world.
Huge experience and worldwide recognition in Data mining, scraping and parsing.
KASPARS BULS: COO of BITE Latvia
COO of one of biggest telecommunication operators in Baltics
Previously COO of BITE Lithuania, now COO of BITE Latvia
More than 10-year experience with B2B, B2C mobile platforms and businesses
Great adviser in Sales.
TANNER FOX: Entrepreneur & CEO at Tanner J. Fox Holdings, LLC
Tanner is a very successful, young entrepreneur
Creator of the internationally popular, Amazon Seller Mastery Course, with students from over 95 countries.
Youtube Influencer with 115,000 subscribers
MIIKKA SALOSEUTU: Co-Founder at ICOTokenNews.com
Serial Entrepreneur
World Top 30 Ranked ICO Bench Advisor
Crypto Enthusiast
Blockchain Expert
Investor
Co-Founder ICOTokenNews.com
FERRIS ZAHER: Sr Analyst/ Advisor at tmoney.io
18 years financial market experience
Trader/ Coach/ Money Manager
Forex Gold Oil Options Dow ES NQ and Stockk
MBA in finance
MIT in Information Technology Management.
FIKRI SYARYADI: Financial Economic adviser
Experienced Equity Research, Corporate Finance, M&A, Risk Managements, M&A Advisory/Holding Company.
Skilled in Corporate Finance Analysis, Financial Modeling, Business Valuation, and Banking.
For more detailed information, see the links below:
TIME MONEY website: https://tmoney.io/
TIME MONEY Whitepaper: https://tmoney.io/tmoneywhitepaper.pdf
Telegram: https://t.me/tmoneyico
ANNThread: https://bitcointalk.org/index.php?topic=4510275.msg40621586#msg40621586
Twitter: https://twitter.com/tmoneyio
Facebook: https://www.facebook.com/timemoneyapp
Bitcointalk Profil: https://bitcointalk.org/index.php?action=profile;u=2202323
ETH Address: 0x5A165374202E9648061144684846Afb8469645bf
Fino Grande 